Research the car you want to buy.

As you start down the road to your automotive purchase, you might begin by establishing what kinds of cars best suit the way you live and the features youโ€™ll find most useful.

A helpful guideline for buying your first car is the 20/4/10 rule.

The first step is to figure out how much you can afford to spend.

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Webย โ€” among the things youโ€™ll need to do is save for a down payment, create a budget and check your credit score.

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Prepare for the dealership.

Shutterstock / roman seliutin.

Consider not just the purchase price, but also ongoing costs like insurance, maintenance, fuel, and registration.

Make a list of questions focused on your specific driving needs, similar to the ones below.

This rule recommends a 20% down payment, a.

If you havenโ€™t already started building your credit history, you may have even more challenging obstacles to overcome.

Some car salespeople will take advantage of your inexperience.

A good rule of thumb is to keep your car payment under 15% of your monthly income.

Craigslist users have the option of limiting their search to include dealers, private sellers, or both.

Get loan preapproval and shop rates.

Figure what payment you can live with.

What kind of car is right for me?

Budget what you can afford.

Webย โ€” whether you are looking for a new or used car as your first car, here are some steps you can take to make a smart and informed decision.

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Find out what affects loan approval.

Webย โ€” welcome to the ultimate guide on navigating the exciting and sometimes overwhelming world of craigslist cars!

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