Balances between $10k and $5 million will earn 2. 05% apy, with the rate guaranteed for six months following account opening.

    If the account balance exceeds $5.

    There is no monthly maintenance fee unless the money market share account falls below $250.

  1. 00% apy* not a secu member?
  2. State employees’ credit union has eight standard term certificates of deposit that range from 6 months to 5 years and come with a minimum deposit requirement of $250.

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    Rates current as of august 26, 2024.

    **share term certificates (stc) are paid simple interest and accrued interest is paid monthly by automatic transfer from the stc into the secu account of the member's choice;

    A north carolina credit union, state employees credit union, is offering some of the best cd rates available right now.

    Nerdwallet's list features all online banks and credit unions.

    Secu offers stcs in terms ranging from 6 months to 60 months, meaning you have the flexibility to choose how long you invest your savings!

    Watch your money grow.

    Currently, some of our shorter term stc.

    The current top national rate for a 6.

    Field of membership restrictions membership in secu is open to all residents of maryland by.

    Secu's cd rates are 4x the national average, and it has a b+ health rating.

    State employees credit union cd.

    Get today’s highest apy.

    We evaluated cd rates from more than 50 banks, credit unions and financial companies.

    Open an stc with a.

    All products cd loans credit cards.

    These special savings accounts offer higher rates than traditional savings or money market accounts.

    Best from an online bank:

      Currently, the best cd rates range from 4. 29 percent apy to 5. 25 percent apy.

      Penfed's money market certificates β€” what the credit union calls cds β€” have solid rates across terms from six months to seven years.

      Unlike the big banks, when we make money, it comes back to you through lower loan rates, higher deposit rates, and.

      The opening minimum of $1,000 is.

      With an stc, access to.

      Choose an stc term length of 6, 12, 18, 24, 30, 36, 48, or 60 months.

      You can also lock in 5. 25% for a year, or 5. 00% for 2 years.

      Why choose a secu cd?

    1. 00% apy* open account.
    2. Lock in your returns.

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      View our current share and deposit rates.

      Interest rates are fixed for the term of the stc.

      How are cds different from savings accounts and.

      You worked hard for your money.

      We have all the same products and services as a bank, but our members get so much more.

      6 month certificate rates are probably the best deal at.

      Interest rates and apys are fixed for the term of the.

      As its not a bank it offers ' share term certificate' which is the credit union equivalent to a bank cd.

      Best for low minimum.

    Rates & calculators | secu credit union.